KUALA LUMPUR 30 Jan. - Bank Negara Malaysia (BNM) dijangka mengekalkan Kadar Dasar Semalaman (OPR) kepada 3.0 peratus pada Mesyuarat Dasar Monetari pertama pada tahun ini yang berlangsung esok.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0131&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_01.htm
Published: January 31, 2012
Rata-rata penganalisis ekonomi berkata, jangkaan itu dibuat berdasarkan kedudukan ekonomi global yang lembap dan kedudukan kadar faedah yang akomodatif.
Ketua Ekonomi Bank Islam (M) Bhd., Azrul Azwa Tajuddin berkata, pertumbuhan ekonomi yang dijangka perlahan merupakan faktor yang diambil kira dalam pengekalan OPR.
Menurutnya, BNM tidak akan mengurangkan OPR dalam mesyuarat esok kerana situasi ekonomi sekarang adalah lembap dan bukan meleset seperti yang berlaku pada 2009.
Katanya, meskipun kadar inflasi menurun tetapi ia masih berlegar antara 2.0 hingga 3.0 peratus.
''Dasar monetari bergantung kepada tinjauan dan inflasi dan apabila melihat kepada kedua-duanya tidak ada sebab mengapa BNM akan menurunkan OPR, sebaliknya lebih wajar dikekalkan," katanya kepada Utusan Malaysia di sini hari ini.
Azrul berkata, sekiranya OPR diturunkan, dikhuatiri ia akan menyumbang kembali kenaikan inflasi.
Jumaat lalu, Gabenor BNM, Tan Sri Dr. Zeti Akhtar Aziz berkata, polisi monetari negara masih akomodatif di tengah-tengah pertumbuhan global yang sederhana pada tahun ini.
Tambah beliau, kadar semasa akan kekal akomodatif dan BNM akan membuat penilaian sesuai yang penting untuk mengekalkan pertumbuhan dan pekerjaan.
Sementara itu, Naib Presiden dan Ketua Penyelidikan Runcit Affin Investment Bank (AIB), Dr. Nazri Khan yang berpendapat bank pusat akan mengekalkan kadar faedah semasa disebabkan pertumbuhan global yang perlahan.
Selain itu, ia juga mengambil kira keputusan beberapa negara serantau yang masih mengekalkan OPR yang sama.
''Kami menjangka OPR 3.0 peratus dikekalkan tetapi OPR mungkin akan diturunkan sebanyak 50 mata asas lagi menjelang akhir tahun ini,'' ujar Nazri.
Sebelum ini, ECM Libra Investment Research turut meramalkan dasar monetari akan mengekalkan OPR pada 3.0 peratus sehingga kadar inflasi menurun.
Syarikat penyelidikan itu berkata, dasar monetari negara masih lagi menyokong pertumbuhan dengan bekalan wang November berkembang 12.8 peratus, tahun ke tahun, sementara OPR telah mewujudkan persekitaran kadar faedah sebenar yang rendah.
"OPR pada 3.0 peratus sendiri telah menjuruskan kepada kadar inflasi semasa 3.3 peratus, membayangkan kadar faedah sebenar yang negatif.
"Ini menjadikan OPR lebih akomodatif kepada pertumbuhan ekonomi kerana ia menjadikan perbelanjaan alternatif yang lebih menarik berbanding simpanan,'' katanya.
Tuesday, January 31, 2012
Bank Negara announces new liberalisation rules
PETALING JAYA: Bank Negara has announced a slew of liberalisation measures regarding the use and conversion of foreign exchange, in line with its efforts to enhance competitiveness and develop the domestic financial markets.
Source from (The Sun Daily): http://biz.thestar.com.my/news/story.asp?file=/2012/1/31/business/10567362&sec=business
Published: January 31, 2012
Under the new ruling, which comes into effect from today, licensed onshore banks are allowed to trade foreign currency against another foreign currency with a resident.
This means a resident is allowed to buy and sell foreign currency against another foreign currency for any purpose, including for trading, although such transactions shall only be undertaken with a licensed onshore bank.
However, the liberalisation is only for transactions involving foreign currency against another foreign currency for any purpose and does not include the trading of foreign currency against the ringgit.
The central bank said in a statement that the prevailing rules on the buying and selling of foreign currency against the ringgit were that a resident was only allowed to buy and sell foreign currency against the ringgit with a licensed onshore bank on a spot and forward basis.
Bank Negara’s definition of “licensed onshore banks” includes licensed commercial banks, licensed Islamic banks and licensed investment banks in Malaysia.
It added that to deepen the domestic interest rate derivatives market, a licensed onshore bank was allowed to offer ringgit-denominated interest rate derivatives to a non-bank non-resident.
Ringgit-denominated interest rate derivatives included interest rate futures, options and swaps, it said.
In order to enhance the asset liability management of residents, Bank Negara has also permitted flexibility for a resident to convert his existing ringgit or foreign currency debt obligation into a debt obligation of another foreign currency.
It said these measures were part of the broad thrust of the Financial Sector Blueprint which would contribute towards increasing the liquidity, depth and participation of wider range of players in the domestic financial markets.
Source from (The Sun Daily): http://biz.thestar.com.my/news/story.asp?file=/2012/1/31/business/10567362&sec=business
Published: January 31, 2012
Under the new ruling, which comes into effect from today, licensed onshore banks are allowed to trade foreign currency against another foreign currency with a resident.
This means a resident is allowed to buy and sell foreign currency against another foreign currency for any purpose, including for trading, although such transactions shall only be undertaken with a licensed onshore bank.
However, the liberalisation is only for transactions involving foreign currency against another foreign currency for any purpose and does not include the trading of foreign currency against the ringgit.
The central bank said in a statement that the prevailing rules on the buying and selling of foreign currency against the ringgit were that a resident was only allowed to buy and sell foreign currency against the ringgit with a licensed onshore bank on a spot and forward basis.
Bank Negara’s definition of “licensed onshore banks” includes licensed commercial banks, licensed Islamic banks and licensed investment banks in Malaysia.
It added that to deepen the domestic interest rate derivatives market, a licensed onshore bank was allowed to offer ringgit-denominated interest rate derivatives to a non-bank non-resident.
Ringgit-denominated interest rate derivatives included interest rate futures, options and swaps, it said.
In order to enhance the asset liability management of residents, Bank Negara has also permitted flexibility for a resident to convert his existing ringgit or foreign currency debt obligation into a debt obligation of another foreign currency.
It said these measures were part of the broad thrust of the Financial Sector Blueprint which would contribute towards increasing the liquidity, depth and participation of wider range of players in the domestic financial markets.
Tukaran antara mata wang asing kini tak perlu guna ringgit
BERMULA hari ini, pemastautin di Malaysia boleh membuat tukaran mata
wang asing yang dimiliki dengan mata wang asing lain tanpa perlu
menukarkannya kepada ringgit terlebih dulu.
Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/Tukaranantaramatawangasingkinitakperlugunaringgit/Article
Published: January 31, 2012
Transaksi ini hanya boleh dibuat menerusi rangkaian bank komersial, bank Islam dan bank pelaburan tempatan dan bukannya menerusi rangkaian pengurup wang berlesen.
Mengumumkan perkara itu semalam, Bank Negara Malaysia, menerusi satu kenyataan di Kuala Lumpur berkata, langkah baru itu adalah sebahagian daripada usaha berterusannya meningkatkan lagi daya saing ekonomi dan membangunkan pasaran kewangan domestik.
“Langkah itu juga seiring dengan teras am Rangka Tindakan Sektor Kewangan dalam meningkatkan lagi tahap kecairan, keluasan dan penyertaan pelbagai peserta dalam pasaran kewangan domestik,” katanya.
Pemastautin bukan merujuk kepada individu biasa, tetapi ialah individu, pertubuhan atau syarikat berdaftar dengan atau diluluskan oleh pihak berkuasa di Malaysia; dan mana-mana kerajaan negeri, yang memiliki nilai kekayaan tinggi.
Sebagai contoh, warga negara atau syarikat pemastautin di Malaysia yang memiliki mata wang yuan dan mahu menukar atau membeli mata wang dolar Amerika Syarikat (AS), mereka kini tidak lagi perlu menukarnya kepada ringgit terlebih dulu, sebaliknya terus boleh membuat tukaran kepada mata wang dolar AS yang diinginkan, sekali gus memudahkan dan mengurangkan kos tukaran mata wang.
Selain meliberalisasikan proses tukaran, Bank Negara mengumumkan bank tempatan turut boleh menawarkan derivatif kadar faedah berasaskan ringgit kepada ‘bukan pemastautin bukan bank’, iaitu pelabur atau syarikat yang tidak bermastautin di Malaysia.
Katanya, langkah itu bertujuan memperluaskan lagi jangkauan pasaran derivatif kadar faedah domestik, bukan hanya kepada pelabur atau syarikat tempatan, malah turut merangkumi pelabur dan syarikat asing lain.
Bank Negara berkata, bagi menambah baik sistem pengurusan tanggungan aset pemastautin, fleksibiliti turut diberikan kepada pemastautin untuk menukar tanggungan hutang ringgit atau mata wang asing yang dimiliki mereka kepada bentuk tanggungan hutang menggunakan mata wang asing lain.
Sebagai contoh, jika pemastautin itu memiliki tanggungan hutang dalam ringgit atau dolar AS dan ingin mengurangkan pendedahan mata wang sedia ada berkenaan dalam pasaran kewangan terbuka, mereka boleh menukarkannya kepada mata wang lain bagi menguruskan tahap pendedahannya.
Pada masa sama, mereka boleh menikmati keuntungan apabila mata wang asing yang baru ditukarkan itu mengukuh di pasaran.
Bagaimanapun, Bank Negara berkata, dalam melaksanakan urus niaga berkenaan kepada mana-mana pemastautin, bank tempatan dikehendaki memastikan pemastautin itu menepati penilaian kesesuaian seperti yang ditetapkan di bawah garis panduan yang dikeluarkan Bank Negara.
Bagi mendapatkan maklumat dan pertanyaan mengenai langkah terbabit, orang ramai boleh menghubungi Bank Negara di talian bebas tol 1 300 88 5465 (BNMTELELINK), menghantar e-mel ke bnmtelelink@bnm.gov.my atau melayari laman web di http://www.bnm.gov.my/fxadmin.
Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/Tukaranantaramatawangasingkinitakperlugunaringgit/Article
Published: January 31, 2012
Transaksi ini hanya boleh dibuat menerusi rangkaian bank komersial, bank Islam dan bank pelaburan tempatan dan bukannya menerusi rangkaian pengurup wang berlesen.
Mengumumkan perkara itu semalam, Bank Negara Malaysia, menerusi satu kenyataan di Kuala Lumpur berkata, langkah baru itu adalah sebahagian daripada usaha berterusannya meningkatkan lagi daya saing ekonomi dan membangunkan pasaran kewangan domestik.
“Langkah itu juga seiring dengan teras am Rangka Tindakan Sektor Kewangan dalam meningkatkan lagi tahap kecairan, keluasan dan penyertaan pelbagai peserta dalam pasaran kewangan domestik,” katanya.
Pemastautin bukan merujuk kepada individu biasa, tetapi ialah individu, pertubuhan atau syarikat berdaftar dengan atau diluluskan oleh pihak berkuasa di Malaysia; dan mana-mana kerajaan negeri, yang memiliki nilai kekayaan tinggi.
Sebagai contoh, warga negara atau syarikat pemastautin di Malaysia yang memiliki mata wang yuan dan mahu menukar atau membeli mata wang dolar Amerika Syarikat (AS), mereka kini tidak lagi perlu menukarnya kepada ringgit terlebih dulu, sebaliknya terus boleh membuat tukaran kepada mata wang dolar AS yang diinginkan, sekali gus memudahkan dan mengurangkan kos tukaran mata wang.
Selain meliberalisasikan proses tukaran, Bank Negara mengumumkan bank tempatan turut boleh menawarkan derivatif kadar faedah berasaskan ringgit kepada ‘bukan pemastautin bukan bank’, iaitu pelabur atau syarikat yang tidak bermastautin di Malaysia.
Katanya, langkah itu bertujuan memperluaskan lagi jangkauan pasaran derivatif kadar faedah domestik, bukan hanya kepada pelabur atau syarikat tempatan, malah turut merangkumi pelabur dan syarikat asing lain.
Bank Negara berkata, bagi menambah baik sistem pengurusan tanggungan aset pemastautin, fleksibiliti turut diberikan kepada pemastautin untuk menukar tanggungan hutang ringgit atau mata wang asing yang dimiliki mereka kepada bentuk tanggungan hutang menggunakan mata wang asing lain.
Sebagai contoh, jika pemastautin itu memiliki tanggungan hutang dalam ringgit atau dolar AS dan ingin mengurangkan pendedahan mata wang sedia ada berkenaan dalam pasaran kewangan terbuka, mereka boleh menukarkannya kepada mata wang lain bagi menguruskan tahap pendedahannya.
Pada masa sama, mereka boleh menikmati keuntungan apabila mata wang asing yang baru ditukarkan itu mengukuh di pasaran.
Bagaimanapun, Bank Negara berkata, dalam melaksanakan urus niaga berkenaan kepada mana-mana pemastautin, bank tempatan dikehendaki memastikan pemastautin itu menepati penilaian kesesuaian seperti yang ditetapkan di bawah garis panduan yang dikeluarkan Bank Negara.
Bagi mendapatkan maklumat dan pertanyaan mengenai langkah terbabit, orang ramai boleh menghubungi Bank Negara di talian bebas tol 1 300 88 5465 (BNMTELELINK), menghantar e-mel ke bnmtelelink@bnm.gov.my atau melayari laman web di http://www.bnm.gov.my/fxadmin.
Short-term rates to remain stable on Bank Negara intervention
KUALA LUMPUR (Jan 30, 2012): Short-term rates are
expected to remain stable on Monday as Bank Negara Malaysia continues to
intervene in the money market to absorb excess liquidity, dealers said.
Source from (The Sun Daily): http://www.thesundaily.my/news/279862
Published: January 31, 2012
The central bank estimated today's surplus at RM33.451 billion in conventional operations and RM9.636 billion in the Islamic system.
It will call for four conventional tenders, RM2 billion for nine days; RM1 billion for 14 days and 21 days and, RM2 billion for 30 days.
The central bank will also call for a RM300 million repo tender for 45 days and three Al-Wadiah tenders -- RM800 million for nine days; RM750 million for 14 days; and RM450 million for 21 days.
At 4pm, the central bank will conduct a conventional overnight tender for RM27.7 billion and a RM8.6 billion Al-Wadiah overnight tender.
The price of gold today closed at RM163.74 per gramme, up RM1.15 from last Friday. -- Bernama
Source from (The Sun Daily): http://www.thesundaily.my/news/279862
Published: January 31, 2012
The central bank estimated today's surplus at RM33.451 billion in conventional operations and RM9.636 billion in the Islamic system.
It will call for four conventional tenders, RM2 billion for nine days; RM1 billion for 14 days and 21 days and, RM2 billion for 30 days.
The central bank will also call for a RM300 million repo tender for 45 days and three Al-Wadiah tenders -- RM800 million for nine days; RM750 million for 14 days; and RM450 million for 21 days.
At 4pm, the central bank will conduct a conventional overnight tender for RM27.7 billion and a RM8.6 billion Al-Wadiah overnight tender.
The price of gold today closed at RM163.74 per gramme, up RM1.15 from last Friday. -- Bernama
Friday, January 20, 2012
BNM diramal turunkan OPR
KUALA LUMPUR 19 Jan. - Bank Negara Malaysia (BNM) dijangka menurunkan kadar dasar semalaman (OPR) sebanyak 50 mata asas menjelang suku kedua tahun ini, kata Bank of America Merrill Lynch (Merrill Lynch).
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0120&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_02.htm
Published: January 20, 2012
Ekonomis Penyelidikan Globalnya, Chua Hak Bin berkata, langkah tersebut bertujuan merangsang ekonomi semasa negara.
''Bank-bank pusat ASEAN dan kerajaan mempunyai ruang untuk memberi maklum balas agresif melalui polisi monetari dan fiskal sekiranya krisis semakin teruk.
"Mengurangkan tekanan inflasi dan nominalisasi polisi monetari sejak dua tahun lalu memberikan ruang kepada bank-bank pusat di rantau ini untuk mengurangkan atau menurunkan OPR,'' katanya.
Beliau berkata demikian pada taklimat media mengenai tinjauan ekonomi 2012 di sini hari ini.
Tambah Hak Bin, untuk tahun ini Merrill Lynch menjangkakan pertumbuhan ekonomi Malaysia adalah sekitar 3.6 peratus walaupun berhadapan dengan ketidaktentuan pasaran seperti di Amerika Syarikat (AS), zon Eropah serta keadaan politik semasa.
''Ia (angka itu) masih menunjukkan pertumbuhan sihat pada tahun ini,'' jelasnya.
Sementara itu, katanya, hutang isi rumah negara bakal mengalami peningkatan pada tahun ini walaupun pelbagai langkah telah diambil oleh BNM.
''Hutang isi rumah Malaysia merupakan antara yang terbesar di rantau ini dan akan terus meningkat.
''Langkah membendung peningkatan tersebut yang dilakukan BNM terutama dalam kad kredit hanya memberi kesan sedikit kepada keadaan keseluruhan isu tersebut,'' tambahnya.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0120&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_02.htm
Published: January 20, 2012
Ekonomis Penyelidikan Globalnya, Chua Hak Bin berkata, langkah tersebut bertujuan merangsang ekonomi semasa negara.
''Bank-bank pusat ASEAN dan kerajaan mempunyai ruang untuk memberi maklum balas agresif melalui polisi monetari dan fiskal sekiranya krisis semakin teruk.
"Mengurangkan tekanan inflasi dan nominalisasi polisi monetari sejak dua tahun lalu memberikan ruang kepada bank-bank pusat di rantau ini untuk mengurangkan atau menurunkan OPR,'' katanya.
Beliau berkata demikian pada taklimat media mengenai tinjauan ekonomi 2012 di sini hari ini.
Tambah Hak Bin, untuk tahun ini Merrill Lynch menjangkakan pertumbuhan ekonomi Malaysia adalah sekitar 3.6 peratus walaupun berhadapan dengan ketidaktentuan pasaran seperti di Amerika Syarikat (AS), zon Eropah serta keadaan politik semasa.
''Ia (angka itu) masih menunjukkan pertumbuhan sihat pada tahun ini,'' jelasnya.
Sementara itu, katanya, hutang isi rumah negara bakal mengalami peningkatan pada tahun ini walaupun pelbagai langkah telah diambil oleh BNM.
''Hutang isi rumah Malaysia merupakan antara yang terbesar di rantau ini dan akan terus meningkat.
''Langkah membendung peningkatan tersebut yang dilakukan BNM terutama dalam kad kredit hanya memberi kesan sedikit kepada keadaan keseluruhan isu tersebut,'' tambahnya.
Thursday, January 12, 2012
RHB Capital tunggu kelulusan BNM
KUALA LUMPUR 11 Jan. - RHB Capital Bhd. (RHB Capital) sedang menunggu kelulusan daripada Bank Negara Malaysia (BNM) bagi cadangan penggabungan perniagaan antara OSK Investment Bank dengan kumpulan perbankan RHB.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0112&pub=Utusan_Malaysia&sec=Korporat&pg=ko_04.htm
Published: January 12, 2012
Kenyataan yang sama juga dibuat secara berasingan oleh OSK Holdings Bhd. kepada Bursa Malaysia di sini hari ini.
RHB Capital dan OSK Holdings berkata, pihak mereka akan membuat pengumuman selanjutnya dalam masa terdekat ini.
Pada Oktober tahun lalu, kedua-duanya telah mendapat kelulusan daripada bank pusat untuk memulakan perundingan bagi kemungkinan penggabungan.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0112&pub=Utusan_Malaysia&sec=Korporat&pg=ko_04.htm
Published: January 12, 2012
Kenyataan yang sama juga dibuat secara berasingan oleh OSK Holdings Bhd. kepada Bursa Malaysia di sini hari ini.
RHB Capital dan OSK Holdings berkata, pihak mereka akan membuat pengumuman selanjutnya dalam masa terdekat ini.
Pada Oktober tahun lalu, kedua-duanya telah mendapat kelulusan daripada bank pusat untuk memulakan perundingan bagi kemungkinan penggabungan.
Malaysian banks need to adjust to comply with Basel III
PETALING JAYA: Malaysian banks are expected to implement drastic
measures to adjust to reforms as required under the new global
regulatory framework Basel III, the implementation of which will be
progressive phased in by Jan 1, 2013.
Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2012/1/12/business/10246038&sec=business
Published: January 12, 2012
According to international financial advisory firm KPMG, banks in Malaysia would be required to calculate and report their capital, leverage and liquidity positions to Bank Negara based on a standardised reporting template, which would be issued in the first quarter of this year.
“The key challenges facing banks can be summed up in two words – liquidity and capital – and as banks have been tasked with additional capital requirements, there will be continued focus on higher retention of earnings (rather than paying out of bonuses or dividends), cost reduction and reducing on- and off-balance sheet exposures,” said Anita Menon, executive director for financial risk management services at KPMG in Malaysia.
“While reform in the area of capital is non-problematic for most of Asia and likewise Malaysia, the Basel III reforms in the areas of liquidity pose a much greater challenge, and a number of Asian jurisdictions face fundamental issues, particularly in relation to shortage of high-quality liquid assets for banks to hold as liquidity,” she said.
KPMG said it expected Malaysian banks to focus on the setting and maintaining of internal capital targets, determining funding strategies, or pursuing transactions or strategies which could minimise the impact on capital levels in accordance with the implementation of Basel III.
KPMG said prudent earnings retention policies were expected of Malaysian banks to adopt in order to meet the enhanced capital and liquidity requirements prior to the implementation date.
Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2012/1/12/business/10246038&sec=business
Published: January 12, 2012
According to international financial advisory firm KPMG, banks in Malaysia would be required to calculate and report their capital, leverage and liquidity positions to Bank Negara based on a standardised reporting template, which would be issued in the first quarter of this year.
“The key challenges facing banks can be summed up in two words – liquidity and capital – and as banks have been tasked with additional capital requirements, there will be continued focus on higher retention of earnings (rather than paying out of bonuses or dividends), cost reduction and reducing on- and off-balance sheet exposures,” said Anita Menon, executive director for financial risk management services at KPMG in Malaysia.
“While reform in the area of capital is non-problematic for most of Asia and likewise Malaysia, the Basel III reforms in the areas of liquidity pose a much greater challenge, and a number of Asian jurisdictions face fundamental issues, particularly in relation to shortage of high-quality liquid assets for banks to hold as liquidity,” she said.
KPMG said it expected Malaysian banks to focus on the setting and maintaining of internal capital targets, determining funding strategies, or pursuing transactions or strategies which could minimise the impact on capital levels in accordance with the implementation of Basel III.
KPMG said prudent earnings retention policies were expected of Malaysian banks to adopt in order to meet the enhanced capital and liquidity requirements prior to the implementation date.
Wednesday, January 11, 2012
BNM edar syiling baru 16 Januari ini
KUALA LUMPUR 10 Jan. - Bank Negara Malaysia (BNM) akan mula mengedarkan duit syiling siri baharu mulai 16 Januari ini.
Bank Pusat itu dalam kenyataan di sini hari ini berkata, duit syiling baharu itu adalah sah diperlakukan dan akan dikeluarkan untuk edaran secara berperingkat dan akan digunakan bersama-sama dengan duit syiling sedia ada.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0111&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_04.htm
Published: January 11, 2012
Eksekutif Kanan BNM, Zuraida Abdul Malek menunjukkan duit syiling baharu.
Duit syiling yang digunakan sekarang akan dikeluarkan daripada edaran secara beransur-ansur.
''Bagi memastikan peralihan yang lancar, pengendali mesin wang tunai telah diberikan tempoh masa yang mencukupi untuk mengubah suai mesin mereka supaya mampu menerima bayaran menggunakan duit syiling baharu ini,'' katanya.
Bertemakan 'Keunikan Malaysia', reka bentuk duit syiling siri baharu itu mendapat inspirasi daripada ciri-ciri unik yang mencorak budaya dan warisan negara.
Motif reka bentuknya memaparkan keindahan alam semula jadi, flora dan fauna serta seni kraf tangan tradisional yang terdapat di Malaysia.
Denominasi duit syiling siri baharu ini ialah lima sen, 10 sen, 20 sen dan 50 sen dengan warna kuning dan perak bagi memudahkan orang ramai mengetahui denominasi yang berlainan.
Duit syiling baharu ini adalah lebih kecil dan ringan untuk memudahkan orang ramai menggunakannya.
Reka bentuk sisi tepi dan saiz duit syiling yang berbeza-beza akan memudahkan golongan kurang upaya penglihatan untuk mengenali dan membezakan denominasi yang berlainan.
Selain itu, duit syiling baharu ini dibuat menggunakan kemajuan terkini dalam teknologi pembuatan duit syiling dan turut memasukkan ciri-ciri keselamatan yang lebih baik untuk mengelak daripada pemalsuan.
Logam baharu yang digunakan untuk membuat duit syiling ini adalah daripada jenis yang lebih berkualiti dan tahan lama.
Untuk maklumat lanjut mengenai duit syiling siri baharu ini, orang ramai boleh menghubungi BNMTELELINK di talian 1-300-88-5465 atau menelefon 03 - 2698 8044 sambungan 8658, atau melayari laman sesawang Bank Negara Malaysia di www.bnm.gov.my.
Bank Pusat itu dalam kenyataan di sini hari ini berkata, duit syiling baharu itu adalah sah diperlakukan dan akan dikeluarkan untuk edaran secara berperingkat dan akan digunakan bersama-sama dengan duit syiling sedia ada.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/info.asp?y=2012&dt=0111&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_04.htm
Published: January 11, 2012
Eksekutif Kanan BNM, Zuraida Abdul Malek menunjukkan duit syiling baharu.
Duit syiling yang digunakan sekarang akan dikeluarkan daripada edaran secara beransur-ansur.
''Bagi memastikan peralihan yang lancar, pengendali mesin wang tunai telah diberikan tempoh masa yang mencukupi untuk mengubah suai mesin mereka supaya mampu menerima bayaran menggunakan duit syiling baharu ini,'' katanya.
Bertemakan 'Keunikan Malaysia', reka bentuk duit syiling siri baharu itu mendapat inspirasi daripada ciri-ciri unik yang mencorak budaya dan warisan negara.
Motif reka bentuknya memaparkan keindahan alam semula jadi, flora dan fauna serta seni kraf tangan tradisional yang terdapat di Malaysia.
Denominasi duit syiling siri baharu ini ialah lima sen, 10 sen, 20 sen dan 50 sen dengan warna kuning dan perak bagi memudahkan orang ramai mengetahui denominasi yang berlainan.
Duit syiling baharu ini adalah lebih kecil dan ringan untuk memudahkan orang ramai menggunakannya.
Reka bentuk sisi tepi dan saiz duit syiling yang berbeza-beza akan memudahkan golongan kurang upaya penglihatan untuk mengenali dan membezakan denominasi yang berlainan.
Selain itu, duit syiling baharu ini dibuat menggunakan kemajuan terkini dalam teknologi pembuatan duit syiling dan turut memasukkan ciri-ciri keselamatan yang lebih baik untuk mengelak daripada pemalsuan.
Logam baharu yang digunakan untuk membuat duit syiling ini adalah daripada jenis yang lebih berkualiti dan tahan lama.
Untuk maklumat lanjut mengenai duit syiling siri baharu ini, orang ramai boleh menghubungi BNMTELELINK di talian 1-300-88-5465 atau menelefon 03 - 2698 8044 sambungan 8658, atau melayari laman sesawang Bank Negara Malaysia di www.bnm.gov.my.
Tuesday, January 10, 2012
MBSB gains access to CCRIS
KUALA LUMPUR (Jan 9, 2012): Malaysia Building Society
Bhd (MBSB) announced today Bank Negara Malaysia's (BNM) approval for the
company to participate in its Central Credit Reference Information
System (CCRIS) effective this month.
Source from (The Sun Daily): http://www.thesundaily.my/news/261586
Published: January 10, 2012
CCRIS is an online database of borrowers' credit information as collected by the central bank's Credit Bureau Department from participating lending institutions.
This information is then furnished back to the institutions to assist them in making informed decisions on credit applications.
In a statement, MBSB CEO Datuk Ahmad Zaini Othman said inclusion in CCRIS bodes well with the good intentions of the central bank's new Guidelines on Responsible Finance and will help to enhance MBSB's credit risk management.
"I believe the finance industry will welcome such news too as any borrowings taken from MBSB will appear in the borrower's credit report," he said.
Ahmad Zaini said MBSB is able to realise its corporate objectives, especially in assessing and approving good quality loans, which is at par with the practice of other leading financial institutions.
Participating lending institutions at present include commercial banks, Islamic banks, finance companies, merchant banks and rehabilitation institutions.
Ahmas Zaini said moving forward, MBSB plans to continue to grow its retail loan assets via personal financing and home mortgage products, as well as introduce a new retail product, auto finance, next month.
He said MBSB will continue to capitalise on its strengths as a small financial institution in comparison to its peers to enable it to thrive in a highly competititve environment.
These strengths include agile decision-making, personalised customer service, especially for corporate clients, and fast turnaround time, he added. — Bernama
Source from (The Sun Daily): http://www.thesundaily.my/news/261586
Published: January 10, 2012
CCRIS is an online database of borrowers' credit information as collected by the central bank's Credit Bureau Department from participating lending institutions.
This information is then furnished back to the institutions to assist them in making informed decisions on credit applications.
In a statement, MBSB CEO Datuk Ahmad Zaini Othman said inclusion in CCRIS bodes well with the good intentions of the central bank's new Guidelines on Responsible Finance and will help to enhance MBSB's credit risk management.
"I believe the finance industry will welcome such news too as any borrowings taken from MBSB will appear in the borrower's credit report," he said.
Ahmad Zaini said MBSB is able to realise its corporate objectives, especially in assessing and approving good quality loans, which is at par with the practice of other leading financial institutions.
Participating lending institutions at present include commercial banks, Islamic banks, finance companies, merchant banks and rehabilitation institutions.
Ahmas Zaini said moving forward, MBSB plans to continue to grow its retail loan assets via personal financing and home mortgage products, as well as introduce a new retail product, auto finance, next month.
He said MBSB will continue to capitalise on its strengths as a small financial institution in comparison to its peers to enable it to thrive in a highly competititve environment.
These strengths include agile decision-making, personalised customer service, especially for corporate clients, and fast turnaround time, he added. — Bernama
Bank Negara reserves at RM423b Dec 2011
KUALA LUMPUR: Bank Negara said its international reserves amounted to RM423.4bil (US$133.6bil) as at Dec 31, 2011.
Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2012/1/10/business/10231746&sec=business
Published: january 10, 2012
Bank Negara says the higher reserves reflect mainly the current
account surplus and inflows of foreign direct investment
In a statement yesterday, the central bank said the reserves level had taken into account the quarterly adjustment of foreign exchange revaluation loss, following the strengthening of the ringgit against some major currencies during the quarter. The reserves position was sufficient to finance 9.7 months of retained imports and was four times the short-term external debt.
It said for 2011 as a whole, the international reserves rose by RM94.8bil to RM423.4bil (end-2010: RM328.7bil).
The higher reserves reflected mainly the current account surplus and inflows of foreign direct investment, portfolio capital and other investments, it said. It said the inflows, however, were partly offset by direct investment abroad.
It said there was also a cumulative unrealised foreign exchange revaluation gain following the strengthening of some of the major currencies against the ringgit during the year.
The central bank said Malaysia's international reserves, which were usable and unencumbered, were expected to continue to remain at a comfortable level this year.
The level of reserves would be supported by the trade and investment inflows, it said. Bernama
Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2012/1/10/business/10231746&sec=business
Published: january 10, 2012
Bank Negara says the higher reserves reflect mainly the current
account surplus and inflows of foreign direct investment
In a statement yesterday, the central bank said the reserves level had taken into account the quarterly adjustment of foreign exchange revaluation loss, following the strengthening of the ringgit against some major currencies during the quarter. The reserves position was sufficient to finance 9.7 months of retained imports and was four times the short-term external debt.
It said for 2011 as a whole, the international reserves rose by RM94.8bil to RM423.4bil (end-2010: RM328.7bil).
The higher reserves reflected mainly the current account surplus and inflows of foreign direct investment, portfolio capital and other investments, it said. It said the inflows, however, were partly offset by direct investment abroad.
It said there was also a cumulative unrealised foreign exchange revaluation gain following the strengthening of some of the major currencies against the ringgit during the year.
The central bank said Malaysia's international reserves, which were usable and unencumbered, were expected to continue to remain at a comfortable level this year.
The level of reserves would be supported by the trade and investment inflows, it said. Bernama
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